Authorised and Regulated by the Financial Services Authority.
Registered in England and Wales Company No. 05199281.
Registered Office:
ESW, 162-164 High Street, Rayleigh, Essex, SS6 7BF
For more information on our products that protect you from financial loss click on the relevant link below.
Permanent Health Insurance
This policy is designed to provide a tax free income in the event the insured individual is unable to work due to ill health. The level of premium will depend upon benefit and term selected and most policies cease to pay the benefit once the insured is able to return to work. PHI policies are usually written to age 65.
Accident, Sickness & Unemployment
ASU policies were traditionally sold to accompany mortgages, allowing for a regular income to be paid to the insured should they be unable to work (or lose their job). The product can be split down, and unemployment cover is usually the optional extra available for an additional premium. It is important to compare ASU and PHI closely as one may be more suitable than another.
Registered with the DPA (Data Protection Act 1998) Registrar of Data Controllers Number Z873516X
Authorised and Regulated by the FSA. Firm Number 403458
